Privacy Proof

WorthTrack Privacy Proof

A plain-English explanation of how WorthTrack keeps your financial data local-first and user-controlled.

Last updated: May 31, 2026 Local-first No ad tracking User-controlled AI

Plain-English Summary

WorthTrack stores your financial records on your device by default. Optional features such as AI, market refresh, and backups only use external services when you choose to enable or trigger them.

Read the formal Privacy Policy

Your data stays with you

WorthTrack is built with a local-first architecture. By default, your financial records are stored on your device and are not sent to our servers.

This includes:

  • Assets and liabilities
  • Budget entries and forecasts
  • Goals and progress
  • Net worth history
  • Tax lot and statement review data
  • App preferences, including language and theme

What we do not do

WorthTrack does not:

  • Sell personal data
  • Share personal data with data brokers
  • Run ad tracking SDKs
  • Collect analytics profiles for third-party advertising

When data can leave your device

Some features are optional and user-controlled:

  1. Cloud backup file workflows: If you enable cloud backup, a backup file is written to the storage location you select.
  2. AI report workflows: If you enable AI and provide your own API token or provider, selected report data may be sent to that provider to generate output.
  3. Market price refresh: Asset prices for supported asset types are fetched from pricing providers. This is market data retrieval, not identity or profile tracking.

Permission transparency

WorthTrack requests only permissions required for app functionality, such as notifications or file selection for backup and import workflows.

Each permission has a functional reason and is not used for ad profiling.

Security controls you can verify

In-app protections include:

  • App lock with PIN (4-6 digits)
  • Optional biometric unlock
  • Encrypted backup workflow
  • Manual backup and restore controls

How you can verify local-first behavior

You can independently test:

  1. Install WorthTrack and enter sample data.
  2. Disable network access, such as by turning on airplane mode.
  3. Confirm core tracking, including viewing and editing local records, still works.
  4. Re-enable network and use only the features you explicitly choose, such as market refresh, AI, or backup.

If network monitoring tools are used, outbound activity should correspond to optional features you triggered.

Data ownership and control

You control:

  • What data is entered
  • Whether optional AI is enabled
  • Whether cloud backup is enabled
  • When backups are exported or restored

Contact

If you want a technical data-handling clarification, contact Bkk Builder at bkkbuilder@proton.me.